Transcripts of focus group discussions in nine countries of the EURO zone (Finland, Germany, Greece, Lithuania, Latvia, Netherlands, Portugal, Slovakia, and Spain). In each country, three discussions have been conducted between December 2021 and May 2022 in three groups: a) high skilled, b) lower-paid and unemployed persons, c) young adults. Discussions were mostly conducted in domestic language, recorded, transcribed and finally translated into English. While translating, the original meaning and appearance was preserved as much as possible. The final texts were not edited to comply with proficiency of English.